Banking Services
Refund advances, direct deposit, and prepaid cards — powered by EPS Financial, Member FDIC.
Banking Products
Three ways to receive your tax refund. Choose what works best for your situation.
Refund Advance
Get your refund faster with an advance loan. No credit check required.
- Up to $6,000 advance
- No credit check
- Same-day funding available
- Repaid from IRS refund
Direct Deposit
Get your refund deposited directly to your bank account — the fastest method available.
- Fastest refund method
- Secure and reliable
- No check cashing fees
- Track your refund status
Prepaid Card
Receive your refund on a prepaid Visa debit card. No bank account needed.
- No bank account required
- Use anywhere Visa is accepted
- ATM access nationwide
- FDIC insured
How It Works
File Your Taxes
Complete your tax return with our professional preparers.
Choose Your Option
Select refund advance, direct deposit, or prepaid card.
Get Approved
Quick approval process, usually within minutes.
Receive Funds
Get your money fast — same day or next day available.
Powered by EPS Financial
All banking products are provided by EPS Financial, Member FDIC, with professional tax software integration. Your deposits are protected and your data is secure.
Fees & Disclosures
Refund Advance
- • No application fee
- • No credit check
- • Interest rates vary by loan amount
- • Repaid automatically from IRS refund
Direct Deposit
- • No fees for direct deposit
- • Fastest refund method available
Prepaid Card
- • No monthly maintenance fee
- • Free ATM withdrawals at network ATMs
- • $2.50 fee for out-of-network ATMs
- • No overdraft fees
Important: All banking products are provided by EPS Financial, Member FDIC. Refund advances are loans and must be repaid. Terms and conditions apply. See your tax professional for complete details.
Ready to Get Started?
File your taxes and choose the banking option that works best for you.